RJ Kossous has over 25 years of experience in banking and financial services, and so his transition to a mortgage broker has been an exciting, yet logical, step. With both a Masters in Economics and an MBA in Finance from Ohio State University, RJ has the expertise in the field, and his years of experience with banking and investments means he knows how to use this knowledge in the real world. He has a passion for helping people achieve their goals and has found that working as a mortgage agent makes this possible. RJ uses his background, skills, and experience, along with his love for learning about the ever-changing mortgage industry, to help and advise his clients on the best approach to their financial ambitions. He is fluent in both Arabic and English and has an understanding of North American, Canadian and Middle Eastern culture, which enables RJ to help clients from different parts of the world. As a new immigrant to Canada, he understands the needs and challenges faced by newcomers and those who live or work abroad or have a child studying in Canada but want to own a property or a house in Canada. In his spare time, RJ is a member of the Oakville Chamber of Commerce and enjoys being active in his community.